Dialogos

Income Fails to Keep Pace with Cost of Living – Savings Rate Declines

Published January 13, 2026, 14:03
Income Fails to Keep Pace with Cost of Living – Savings Rate Declines

The household savings rate in the Eurozone decreased to 15.1% in the third quarter of 2025, compared to 15.4% in the second quarter of 2025, according to data released by Eurostat on Tuesday. The decrease in household savings is attributed to consumption increasing at a faster rate (0.9%) than disposable income (0.6%). The household investment rate remained stable at 9%. Simultaneously, the share of non-financial corporations’ profits in the Eurozone slightly decreased from 39.2% to 39.1%, while business investment increased from 21.6% to 21.7%.